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Benefits Of Multi-Factor Authentication

January 14, 2022 odmin 0 Comments

As cybercrime has grown more popular, many internet users are alarmed and fearful about losing their personal information. Online security is the best choice for netizens, and it is essential to add a layer of protection while accessing accounts. Multi-factor authentication is a very good tool for keeping track of and securing your online accounts. After a thorough insight about what multi-factor authentication is, we’ll dive into the benefits of multi-factor authentication and the benefits of two-factor authentication.

What Is Multi-Factor Authentication or MFA?

When you log in to your online accounts, you authenticate yourself to the service, which we call “authentication.” In the past, users have been required to create an account using a username and password. That’s not the ideal approach, unfortunately. Most of the time, a user’s username is as simple as their email address. Passwords are notoriously difficult to remember, therefore most people opt for simple ones or reuse the same one across various sites.

The reason for this is because nearly every online service has included a specific system to increase the security of your accounts. This includes retail stores, social networking platforms, financial services, etc. The concept behind “Two-Step Verification” or “Multi-Factor Authentication” is the same whether you hear it called that or another name. Logging into your account for the very first time on a new website or application will require something more than your username and password. Another “factor” or object is required to demonstrate your unique identity.

How Does MFA work?

MFA is able to function by necessitating extra information to be verified, these are  called factors. Users encounter one-time pins as a typical MFA component (OTP). When you get an OTP through email, text message, or mobile app, it’s a four to eight-digit number. OTPs generate a new code each time an authentication request is made, either on a regular basis or on demand. Some additional aspect, such as an incremental counter, or a time value, is used to produce the code. This is done when the user initially registers.

Three Main Types of MFA Authentication methods 

The majority of MFA methods is based on one or more of the following:

  1. Knowledge(something you know)

A password is the most prevalent kind of knowledge factor. Passcodes, PINs, and security questions such as ‘What was the name of your  high school?’ are also considered knowledge factors. As users become victims of hacking, hackers acquire or purchase passwords on the dark web, and individuals freely reveal personal information on social networking sites, these have grown less safe.

  1. Possession(something you have)

Soft tokens, key fobs, smartphones, smartcards and  hard tokens are examples of possession factors. To authenticate a user’s identity, they may get an OTP delivered to their smartphone, a unique code created by a physical token, or they may be required to input a smartcard into a reader.

  1. Inheritance(something you are)

What we call “biometrics” or “inheritance factors” are the unique physical qualities that each of us has. Facial recognition, voice, fingerprints, retinal scans, and other biometrics, such as your pulse, are all examples of biometric verification. Enterprises must be certain that consumers have access to the appropriate equipment before using biometrics, since scanning requires some form of device.


The main benefits of multi-factor authentication include:

  • Strengthens Security

One of the major benefits of MFA is enhanced security. Your organisation’s security will be enhanced by forcing your users to identify themselves with more than login credentials when they employ MFA. Even though they are critical, login credentials are easily cracked by other parties. Your company’s security may be further enhanced by mandating the usage of a multi-factor authentication (MFA) element like a fingerprint or hardware key.

  • Reduces the Risk of Passwords Being Stolen

MFA also benefits users by lowering the risk of credentials being compromised. When it comes to authentication methods, passwords are the least effective. There is a risk of sysadmins and account holders being exposed because people reuse or exchange passwords. 61% of data breaches in 2020 were carried out using unauthorised credentials, according to a certain Report conducted in 2021.

  • A Security Solution That Can Be Customised

There are various possibilities for each authentication factor, allowing businesses to tailor the user experience to their specific requirements. Smartphone users may have access to fingerprint scanners, but not voice recognition scanners or retinal, for example. In certain situations, two elements of authentication may be adequate, while in others, three factors of authentication may be required.

  • Single Sign-On (SSO) compatible

The last benefit we’ll talk about in this article is the compatibility of MFA with Single Sign On. It is possible to include MFA into apps and to connect it with single sign-on. Logging into several programs is no longer a hassle for users who don’t want to endanger their security by repeating the same password. MFA, when used in conjunction with SSO, minimises friction while simultaneously validating the identity of the user, resulting in time savings and increased productivity.

What is Two-factor authentication or 2FA?

Two-factor authentication, or 2FA, is an extra measure of security for your online accounts. Two factors are employed instead of depending just on a password: your password and a One-Time-Passcode (OTP). To circumvent two-factor authentication and get access to your account, a hacker would need more than simply your login credentials.

What’s the Difference between MFA and Two-Factor Authentication?

Two-factor authentication and MFA are commonly used interchangeably . Due to the fact that two-factor authentication only requires two factors, it may be considered a subset of multifactor authentication . MFA, on the other hand, requires more than two factors. The two factors have similar benefits , they play the same authentication role. Users will enjoy the benefits of two-factor authentication as it gives adequate security to their accounts.

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